The Free Retiree Show

4 Strategies to Protect Your Job in an Uncertain Enviroment

In 2023, many companies are facing layoffs due to various factors such as economic instability, technological changes, and market competition. According to recent data, over 1 million people have lost their jobs in the first quarter of the year.  It's a scary environment for employees.  In this uncertain time, it's essential to focus on what you can control, and that includes keeping your job.

 

Losing a job is a stressful and overwhelming experience. It's not just about losing your source of income but also your sense of identity and purpose. Many people fear being fired because it can impact their self-esteem, career prospects, and social status. Others may worry about their financial obligations, health insurance, and retirement savings. 

 

In this week’s episode of The Free Retiree Show, career advisor, Sergio Paterson, outlines practical tips on how to keep your job and stand out in a competitive work environment. Learn the importance of managing up, building a strong relationship with your manager. And the importance of proactively seeking feedback, taking on new challenges, and identifying solutions to company problems, you can demonstrate your value and potential for growth. 

 

Learn how to navigate the challenges of a changing job market, enhance employability, and increase job security. Whether you are a recent graduate, mid-career professional, or senior executive, this episode provides actionable advice on how to keep your job and thrive in your career.

What you’ll learn in this episode: 

 

• The current state of layoffs in companies as of 2023.
• Tips on how to keep your job by developing a unique skillset, being consistent, managing up, and building strong relationships.
• The importance of being proactive and asking your manager what you can do to help solve problems and demonstrating your value.
• The benefits of being known as a consistent and reliable employee who can be counted on to deliver great work.
• The significance of networking and building strong relationships with coworkers and colleagues to increase your value and protect your job.
• The value of investing in learning new skills and using online resources such as Udemy, Coursera, and LinkedIn Learning.
• Strategies for standing out from the crowd and making yourself indispensable to your employer, such as taking on tough projects and being willing to work on the less glamorous aspects of a job.
• The importance of being prepared for potential layoffs and having a clear understanding of your skills and value in the job market.

Finances for New Car Purchases: What to Consider if You Want to Buy a New Car

The automotive market has been a rollercoaster in recent years, with people eagerly seeking their dream car amidst supply chain challenges, chip shortages, and rising prices. As the car market begins to stabilize, the excitement around car buying continues to grow. But before you jump into a purchase, it's crucial to make an informed decision.

 

In today's fast-paced world, it's easy to get caught up in the excitement of buying a new car without considering the long-term implications. Remember, a car is more than just a shiny object. It can be an investment, significantly impact your cash flow, and it must be approached with many other considerations in mind. Understanding the current state of the automotive market and assessing your financial situation are crucial steps in making a responsible decision.

 

In this week's episode of The Free Retiree Show, our hosts, wealth manager Lee Michael Murphy and career advisor Sergio Patterson discuss the state of the auto market,  what you need to consider before buying a new car, and how to calculate the ideal auto payment. 

 

Tune in to this episode of The Free Retiree Show to gain the confidence and knowledge you need to make a wise and informed decision about your next auto purchase.  

 

What you’ll learn in this episode:

• The state of the auto market and whether it's the right time to buy a car
• Factors to consider before purchasing a car, such as budget and affordability
• The impact of the pandemic on the supply chain and chip shortages in the auto industry
• Changes in how loans are structured and the potential for repossession
• What to do if you're struggling to make your car payments.

Real Estate Market Update: What to Consider When Purchasing Real Estate in 2023

Property prices are starting to decline. Will the current trend continue, or will we see a rebound in prices? What factors will impact real estate prices in 2023?

 

The housing market has experienced its fair share of ups and downs. It can be tough to know whether or not you're making the right decision when buying a home. With the current state of the housing market, it's vital to be well-informed and prepared to ensure that you make the best decision for your financial future. From mortgage rates to inventory levels, many things can impact your home-buying experience.

 

In this week’s episode of The Free Retiree Show, wealth manager Lee Michael Murphy shares the key factors you need to consider when buying a property in 2023. Discover how to navigate the current housing market conditions and provide tips for finding the right property at the right price. Whether you're a first-time homebuyer or an experienced investor, this episode will provide valuable insights to help you make informed decisions and achieve your homeownership goals.

What you’ll learn in the episode:

• Current real estate updates and data
• What to consider when buying real estate in 2023
• Residential real estate supply
• Is the real estate market going up or down? 

 

Content Creation that Gets You Noticed & Gives You New Opportunities w/Katelyn Richards

Building a solid personal brand is crucial for professionals seeking to establish themselves in their industry and attract new opportunities. When you engage in personal branding, you show and promote a name for yourself in the marketplace, distinct from your competitors. As a result, personal branding can unlock new professional opportunities and help build your network.

 

We all know that in today's fast-paced world, attention spans are short, and competition is fierce. That's why it's crucial to produce content that stands out from the crowd and leaves a lasting impression. By creating valuable content that resonates with your target audience, you can establish yourself as a thought leader, showcase your skills and expertise, and attract the attention of potential employers or clients.

 

As a career coach and branding specialist, our guest, Katelyn Richards, is passionate about helping top talent build their brand to unlock their dream opportunities. Katelyn founded Career Crafter's Community and is a certified personal brand strategist.

 

 In today's episode of The Free Retiree Show, Kately dives into the art of creating high-quality content that showcases expertise and helps build a personal brand, and lands you new opportunities. In addition, discover the best posting frequency and content pillars to increase LinkedIn visibility and engagement. 

 

What you'll learn in the episode: 

 

• The benefit of being authentic on LinkedIn 
• How did LinkedIn's personal branding shift from professional to personal? 
• The best posting frequency and pillars for your personal brand 
• Tips on content creation for your personal brand 

 

What to Expect & How to Invest in 2023

As we move into March, there's a lot happening in the economy that investors should keep an eye on. With reporting season in full swing, we're seeing how the economy is performing.

 

While there are challenges to be aware of, such as company layoffs and high rates, there are also opportunities for investment. With significant valuation cuts and discounts, now is the time to take action and invest in companies with strong revenues, innovation, leadership, and network effects.

 

Looking for insight into the current economic climate and what it means for your financial future? In this week’s episode of The Free Retiree show, wealth manager, Lee Michael Murphy breaks  down the latest news on corporate profits, the Fed, and the economy, providing a clear understanding of what to expect in the coming months.

 

What you’ll learn in this episode: 

• Is the economy weak or strong? 
• Economy market trends for 2023 
• Can we expect a decline in inflation rates? 

 

Spotting the Warning Signs of Financial Bubbles

Have you ever heard of the term "financial bubble"? It's a situation where the prices of assets such as stocks or real estate rise rapidly due to speculation and hype rather than their intrinsic value. When the bubble bursts, it can lead to significant losses for investors. Financial bubbles tend to follow a typical pattern, and understanding the stages can help you avoid them. By learning from the lessons of the Crypto bubble and the 2008 Global Financial Crisis, everyone can make informed decisions about emerging investment opportunities.

 

In today’s episode of The Free Retiree Show, wealth manager, Lee Michael Murphy shares how to spot and avoid financial bubbles. Find out the warning signs, such as high levels of speculation, overconfidence, and the disconnect between asset prices and their underlying value. By learning to recognize these warning signs, you can take action to protect your investments.

 

This is a valuable episode you shouldn’t miss! 

 

What you’ll learn from the episode: 

 

• Tips on spotting financial bubbles
• How to avoid financial bubbles? 
• Why should you not give in to investment FOMO?

Why Couples Separate Over Money & How to Improve Communication About Finances

One of the most common reasons for divorce is financial issues. Many people want the "right person" in love. The right individual is gorgeous, kind, shares just enough interests, gets along with our friends and family, and makes us feel special. However, the majority of people fail to take financial responsibility into account when making long-term relationship decisions. Every couple needs to have a conversation about money, including who will be responsible for which bills, whether they will have separate or shared bank accounts, the limits on each person's expenditures, and common financial goals.  Marriage can suffer if financial issues spiral out of control.  Financial concerns can destroy wealthy and indebted relationships alike. 

 

In this week’s episode of The Free Retiree Show, financial advisor, Lee Michael Murphy, shares a rundown of the most typical money problems that married couples face. Tune in so you can work towards a better relationship with your significant other.

What you’ll learn in this episode:

• Should you have a joint or separate account with your spouse? 
• Common financial problems that lead to couples separating.
• Why is transparency essential in marriage finances?
  
  

The New Recruiting Scam Plaguing Job Seekers

Looking for a new job opportunity? If so, be careful! Households lost hundreds of millions of dollars in 2022 from job-hiring scams. Scammers are creating false job postings in which they appear as legitimate employers in an effort to obtain sensitive personal information.

 

Scammers are utilizing online job services, such as LinkedIn to portray themselves as hiring managers and recruiters. The inclusion of recognizable brand names and utilizing the identity of real hiring managers has been a common tactic of scammers.

 

While some fake job postings are easy to recognize, others can look very authentic.  How do you determine whom to trust? Career coach Sergio Patterson shares simple precautions that should help you avoid falling victim to fake recruitment scams. Learn tips on how to stay vigilant while job searching.

 

What you’ll learn in this episode: 

 

• How to protect yourself from recruitment scams.
• How to spot a recruitment invitation that looks authentic, but that is fake.

Warren Buffett’s Top 10 Tips to Get Rich

Warren Buffett is widely regarded as one of the most successful investors. His investment advice has stood the test of time.  

Warren Buffett's company, Berkshire Hathaway, has acquired a fortune in the billions of dollars.

 

 With the New Year just starting, it's a good time to reflect and create resolutions. One of the best things to consider for 2023 is investment resolutions. Informed investors make better investment decisions. There is no unique trick you need to master to invest like Warren Buffett. However, many new investors are taken aback by the simplicity of the Oracle of Omaha's investment approach. We've lost count of the amount of investing mistakes we've made over the years, but almost all of them fall into one of Warren Buffett's ten investment tips. 

 

In this week’s episode of The Free Retiree Show, wealth manager, Lee Michael Murphy, shares Warren Buffett’s 10 Ways to Get Rich. Kick off the new year with new and compelling investment strategies! 

 

What you’ll learn in the episode: 

 

• Warren Buffett’s top 10 tips to get rich
• Why is it important to calculate risk when investing? 
• How persistence can do wonders to your investing outcome.

The Future of Hiring & How to Land Competitive Job Roles w/Matty Gregg

Due to the fast-paced nature of the workplace and the integral role that technology plays in it, the recruitment process is always evolving. Technological and automated recruitment trends will profoundly impact  finding and attracting new employees in the future. 

 

In this episode of The Free Retiree Show, the hosts sit down with Matty Gregg. Matty worked at Apple for 13 years and lead projects such as Apple Pay, Apple Card, and Apple Transit. He now focuses on the talent intelligence industry and specializes in turning HR teams from tactical to strategic workforce partners. He is now the Vice President and Head of Talent Management of First Republic Bank. 

 

Matty explains the current workforce trends and future of recruitment, and what separates elite candidates from the good candidates. With hosts, wealth manager Lee Michael Murphy and career advisor Sergio Patterson, join this week’s episode of The Free Retiree Show. 

What you’ll learn in the episode:  

• The future of hiring 
• What are the recruiting managers looking for when filling a position? 
• What separates elite candidates from the good candidates?